Legal information

Legal notice

HPC Insurance is a brand of Heavenly Professional Consulting LLC, with its registered legal address at 8060 Prestbury Dr, Orlando, FL 32832 and its office at 7350 Futures Dr, Ste 19, Orlando, FL 32819. Carolina Cuba (NPN 18708934) is an insurance agent licensed in Alabama, Arizona, California, Colorado, Florida, Georgia, Indiana, Iowa, Louisiana, Maryland, Michigan, Mississippi, Missouri, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia and Wisconsin.

Medicare. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. For information on all of your options, visit Medicare.gov, call 1-800-MEDICARE (TTY 1-877-486-2048) or contact your State Health Insurance Assistance Program (SHIP).

ACA health insurance. This site is not the Health Insurance Marketplace (HealthCare.gov) and is not affiliated with it. Plan availability, subsidies and enrollment periods depend on your state and situation.

Supplemental insurance. Supplemental insurance (hospital, accident, critical illness) does not replace health insurance and is not minimum essential coverage. Benefits are paid according to the terms of each policy and include limitations and exclusions.

Discount plans. Discount plans for preventive, dental and health care are not insurance and are not minimum essential coverage. They offer reduced prices with each plan's participating providers; members pay providers directly for the services they receive. Discounts, provider networks and availability vary by plan and state.

Life insurance. Approval, premiums and benefits depend on the carrier, the product and underwriting.

Carrier names and logos belong to their respective owners and are shown only to indicate which companies we work with. Nothing on this site is legal, financial or medical advice.

Privacy policy

What data we collect. Only what you share with us voluntarily: name, phone, email, state, the type of insurance you are interested in and your messages. We receive it when you use the form on this page, a form in our Facebook or Instagram ads, the calendar to book a call, WhatsApp, text messages, phone or email.

How the forms work. The form on this page does not send your data to our own server: it prepares a WhatsApp message that you choose to send and, once sent, WhatsApp's (Meta's) privacy policies apply. The forms in our Facebook and Instagram ads and the calendar to book calls do store the data you enter in our contact management system (CRM), so we can reply to you.

What we use it for. Only to reply to you, schedule and remind you of your call, follow up on your request and advise you about insurance. We do not sell your personal information.

Text messages (SMS) and calls. If you give us your phone number and agree, HPC Insurance may call you and send you text messages about your request for health insurance information: confirmations, scheduling and reminders for your call, and follow-up on your request. Message frequency varies. Message and data rates from your carrier may apply. You can stop receiving messages at any time by replying STOP, and get help by replying HELP. Consent is not a condition of purchasing any product or service.

Your phone number. We do not sell or share your phone number, or your consent to receive text messages, with third parties or affiliates for marketing or promotional purposes. We only share it with the providers that help us deliver the service (for example, the messaging and contact management platform we use), and only for that purpose.

Who we share it with. We may share the necessary information with carriers or involved parties when you ask us to quote or purchase a product. We also use technology providers (contact management, messaging, calendar and email) that process data only to provide the service to us.

Your rights. You can ask us to access, correct or delete your data by writing to hpcinsurance3@gmail.com. You can also withdraw your consent to text messages by replying STOP, or by calling +1 (786) 616-9782.

Cookies. This site does not use its own tracking cookies. The calendar to book calls is provided by a third party (HighLevel / LeadConnector) and may use cookies needed for it to work. If analytics or advertising tools are added, this policy will be updated and your consent will be requested.

Terms of use

The content of this site is informational and educational. It is not an offer of insurance or a personalized recommendation. Coverage only exists once a carrier approves your application and issues the policy.

We do our best to keep the information up to date, but we do not guarantee it is error-free. Plans, prices and availability may change without notice.

Text messages (SMS). By giving us your phone number and agreeing, you authorize HPC Insurance to call you and send you text messages, possibly using automated means, about your request for health insurance information. Message frequency varies and message and data rates may apply. To cancel, reply STOP; for help, reply HELP, write to us at hpcinsurance3@gmail.com or call +1 (786) 616-9782. Mobile carriers are not liable for delayed or undelivered messages. Consent is not a condition of purchase. See our privacy policy to learn how we handle your data.

For any questions, write to us at hpcinsurance3@gmail.com.